Peril in Perris, CA–Thinking About Car Accident Injuries
You’re driving to pick up your son from Perris Union High School. Driving down East 5th Street with the windows down, it’s another sunny, warm day in Perris, CA, and everything seems to be going precisely your way. All of a sudden, you feel a tremendous jolt as another car hits your rear bumper. You feel your body jolt forward; your head is just inches away from slamming into the steering wheel. Your heart skips a beat–you didn’t expect this day’s interruption. You pull over your car and quickly exit the vehicle to assess the damage. From your bumper to the taillight, it is not looking good. Suddenly, your back tenses up–intense, shocking pain sears through your body. You forget about your car and you forget about the rest of your plans–you’re seriously injured and you need to do something about it.
What to do following a Perris accident?
To say the least, getting in a car crash is a scary and unfortunate event. It interrupts your life completely; and it is even more unfortunate, to be injured in that car accident caused by someone else’s negligent driving. Here at Heiting & Irwin Attorneys At Law, we want to make sure that you are healthy and receive compensation after an accident that was not your fault. Just because you were in the driver’s seat doesn’t mean everything is in your control. As car accident injury attorneys, our associates want to make sure that your life isn’t ruined because of someone else’s mistake. That’s why our attorneys have been helping people in Parris, California when they’ve been injured in auto accidents.
In the case of a car, truck, or motorcycle accident, here are a few things to keep in mind:
- If you are injured, seek medical attention immediately after the accident. You may not be able to follow the rest of the tips we have listed, and that is okay. Ask a friend or relative help you by following the tips we listed. The important thing is that you get better. Not to mention that the longer you wait for medical attention, the lower your chances are for receiving the fair compensation you deserve.
- Get the names, addresses, drivers licenses, insurance information, and phone numbers of all the parties involved. We have a checklist on our website that you can use as a guideline so that you don’t forget anything in the panic and commotion of being involved in a car accident.
- If you are able, you might write down the names, addresses, and phone numbers (and get a statement) of any witnesses.
- Take photos of the damage.
- Notify your insurance carrier and us (your lawyer)right away. When you call the Perris authorities, you should give great enough detail so they have accurate information in their police report.
You’re not suing
You didn’t ask to be injured in a car accident–does anyone? You didn’t ask for the costly medical bills and hassles associated with frequent doctor appointments. You’re injured, suffering financial consequences because of something that was not even your fault. If the claim is handled fairly, a suit may not be necessary. If just compensation is not forthcoming we stand ready to fight for you and make sure you are adequately compensated.
There are many factors that can affect your compensation for a personal injury. The nature and extent of your injuries caused by an accident, any lingering effects, loss of earnings and earning capacity, medical bills (even future bills) and pain and suffering. Make sure the doctor knows of your continuing pain and restrictions, get off work orders where appropriate, follow the doctor’s advice, and make sure that you have documents and records to support your claim for the wages that you lost or will lose. These will be essential documents if we have to go to court.
Types of Car Insurance Coverage
There are three main types of car insurance coverage that can be important in your personal injury claim:
- Bodily injury liability coverage,
- Medical payments coverage,
- And uninsured/underinsured motorist coverage.
It’s important that you understand their differences so that you know when each type of insurance coverage comes into play.
Bodily injury liability coverage can help you financially if you are at fault for an accident that results in physical injury to other people. Thus, if you were injured in the accident you do not use your own bodily injury liability coverage. This covers the person who caused the accident to pay for the injuries to others. This coverage can help pay for any damages, including medical expenses and funeral costs to someone hurt in the accident. It can also help pay for long-term nursing care, lost income, and pain and suffering.
Medical payments coverage primarily focuses on paying for medical costs, no matter who was at fault for an accident. In addition it may help pay for funeral expenses, medical expenses sustained by passengers, injuries sustained as a pedestrian or bicyclist hit by a car, or necessary dental care as a result of a car accident. Policies vary in coverage.
Uninsured/underinsured motorist coverage pays for bodily injury damages to victims of a hit and run accident or hit by a driver who possesses no insurance, or even when an at fault driver has policy limits that don’t meet the amount of damages suffered. This coverage can cover all damages that occurred because of the accident. Certain credits may apply, though. It is important to buy insurance with high limits of UM and UIM coverage. Cost should be modest compared to risk.
In California, liability coverage is the only type of car insurance coverage you are required to carry. You must have a minimum of $15,000 coverage for injury or death to one person on your insurance policy, $30,000 for injury or death to more than one person, and $5,000 for damage to property. It’s important to be aware of the regulations so that you don’t get cited or in a situation where you don’t have the appropriate insurance. Arrangements may be made to use other methods to satisfy this requirement, as well. Call Heiting & Irwin for assistance or further information.
There are many factors that can influence your chances for compensation, and it’s important that you get representation that will fight for the compensation you deserve. At Heiting & Irwin Attorneys At Law we understand that this is a difficult time, and we strive to take your burdens off your shoulders for you, and we want to make sure your first priority is getting better. We will deal with the rest.