Insurance Adjuster Wants a Recorded Statement
After a car accident or truck accident, a common question our office hears is whether an accident victim should give a recorded statement to the other driver’s insurance company. Our advice is that the victim should politely decline to give a recorded statement.
The insurance company will place you under a lot of pressure to give a recorded statement and they must ask before they can record you.
There is no legal obligation to give a recorded statement, so why does an insurance company want one? The insurance company wants to document, as early as possible, and likely even before you are aware of the complete extent of your injuries, how the accident happened and what your injuries are. Remember, it is the job of the other driver’s insurance company to minimize compensation of your injuries. They will blame the accident on everything but their own driver. They will blame your injuries on anything but the accident. So no matter how polite the insurance adjuster is, they are trying to find ways to defeat or minimize your claim, and it is in your best interest to politely decline.
Your insurance company may ask for a recorded statement. You have an obligation to cooperate with your insurance company. Your statement to them will probably not be disclosed to the other driver’s company.