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Category Archives: Insurance

DENIAL OF INSURANCE COVERAGE AFTER AUTOMOBILE ACCIDENT

By Dennis Stout |

You have complied with the financial responsibility laws of the State of California by purchasing automobile insurance in case of an accident. You then become involved in an accident, submit your claim to your insurance carrier, only to be told that they are now denying coverage to you for the motor vehicle accident. How… Read More »

PLEASE GET YOUR UM STRAIGHT!

By Sara Morgan |

Some lessons must be learned the hard way. Unfortunately, one such lesson that many plaintiffs commonly face is that the Uninsured/Underinsured Motorist coverage on their automobile insurance policy is not enough to cover the injuries sustained. I was in court recently and watched a young child being wheeled into the courtroom on a specialized… Read More »

UNINSURED AND UNDERINSURED MOTORIST COVERAGE IN CALIFORNIA

By Dennis Stout |

The State of California requires that all drivers carry minimal automobile liability insurance with bodily injury limits of $15,000.00 per person, $30,000.00 per event, and $5,000.00 in property damage.  The intent behind the California requirement for these minimal liability insurance limits is to protect other drivers/victims from your negligence in the operation of a… Read More »

A General Overview of Indemnity Agreements

By Richard Irwin |

One of the core principles of tort law involves holding parties accountable for any damage they cause. California has adopted legislation that reduces some of this law to contractual to “indemnification”. Civil Code Section 2772, describes that indemnity is outlined as a contract established by one party (indemnitor) to protect another (indemnitee) from the… Read More »

Important Factors to Consider When Seeking to File an Uninsured Motorist Claim

By Jean-Simon Serrano |

California law requires all vehicles driven in the state carry a minimum amount of insurance or “financial responsibility.” Despite this requirement, there is always the possibility of being involved in an auto accident with an uninsured or underinsured motorist. If you or someone you know has recently been involved in an auto accident with… Read More »

Causes of Pharmaceutical Error and Malpractice

By James Heiting |

Every day, thousands of prescriptions get filled by professional pharmacists. This could be at your primary care, at a hospital or even your local drug store.  While most prescriptions may be filled correctly, mistakes are unfortunately inevitable.  Faulty prescriptions may have devastating and long lasting consequences. These errors may leave one with lifelong, debilitating… Read More »

CAREGIVER-PATIENT ABUSE: THE ULTIMATE BETRAYAL

By Sara Morgan |

The breaking news today that a suspect had been identified and arrested for the “sexual assault” of an incapacitated patient at an Arizona long-term care facility brought a flood of emotions and questions. Of course, it is relieving to know that this predator*, posing as a caregiver, was apprehended.  However, there are many other… Read More »

Dealing With Uninsured Motorists: Important Factors to Consider if An Uninsured Driver Has Injured You  

By James Heiting |

As a driver in the State of California, you will likely deal with hundreds of other motorists on a daily basis. The following article will cover some of the most important elements to consider if you have been injured by a driver who does not carry auto insurance or otherwise has insufficient auto insurance… Read More »

TERMINATION OF AUTOMOBILE INSURANCE

By Dennis Stout |

Automobile insurance companies may refuse to renew an insurance policy or even cancel a policy in the middle of a policy period.  The key term used by auto insurance carriers in the State of California are renewal and cancellation.  Non-renewal occurs when your insurance carrier decides to part ways with you at the end… Read More »

INSURANCE FRAUD IN CALIFORNIA

By Dennis Stout |

Fraud occurs when a firm, corporation, partnership, association, or any person acting in an individual capacity knowingly lies to obtain a benefit or advantage to which they would not otherwise be entitled to, or knowingly denies a benefit that is due to an entitled individual.  Insurance fraud covers many areas, including automobile insurance fraud,… Read More »

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