Category Archives: Insurance
How Car Insurance Companies Make Money
In every car accident case, we are across the table from an insurance company. The California car accident attorneys at Heiting & Irwin, APLC have a demonstrated track record of successfully taking on insurance companies, recovering over $500 million for our clients. It is extremely important to have a tough and knowledgeable vehicle accident… Read More »
How To Handle An Out-Of-State Car Accident
According to The National Safety Council, there were 5.4 million medically consulted injuries in 2021 due to motor-vehicle accidents. While experiencing a car accident is difficult enough, getting into an out-of-state car accident only compounds the stress. Drivers and passengers may be confused about how to proceed; they may be unaware of their legal… Read More »
Things Not to Do During a Pending Personal Injury Claim
You got injured in an accident, and now you want to initiate a claim against the responsible party. The only problem is that you’ve never been involved in a claim, and you aren’t sure how to go about it. By learning about things not to do during a pending personal injury claim, you can… Read More »
The Importance of Documents and Paper Trails for a Personal Injury Claim
Getting injured in an accident can be life altering. Even if you only suffered from a minor injury, you could feel residual pain for weeks or months to come. It could affect your work, recreation, and everyday life. At the same time, you could rack up lots of medical debt and lose money from… Read More »
What Are the Insurance Requirements for California Commercial Trucks?
Whether you own a commercial truck or you got into an accident with one, you’d like to know about the insurance requirements for California commercial trucks. You’d like to know what kind of coverage you need or what you’re entitled to if you have a claim against a trucking company. With the help of… Read More »
Why Not to Accept the Initial Insurance Settlement Offer
When you get into a car accident, you may be become injured. Your car could need repairs and your personal belongings might get ruined. Damages such as medical bills, lost wages and pain and suffering could total thousands of dollars. To recover these damages, you’ll need to communicate with the defendant’s insurance company. They… Read More »
What Should I Do if an Uninsured Motorist Hit My Car?
If you learn nothing else, learn that you need uninsured motorist coverage (maximum limits if you can). This is absolutely a must for any responsible person. The coverage is usually cheap, but invaluable if something happens. Every time you get into your car, you’re taking a risk. Driving can be dangerous, especially since other… Read More »
DENIAL OF INSURANCE COVERAGE AFTER AUTOMOBILE ACCIDENT
You have complied with the financial responsibility laws of the State of California by purchasing automobile insurance in case of an accident. You then become involved in an accident, submit your claim to your insurance carrier, only to be told that they are now denying coverage to you for the motor vehicle accident. How… Read More »
PLEASE GET YOUR UM STRAIGHT!
Some lessons must be learned the hard way. Unfortunately, one such lesson that many plaintiffs commonly face is that the Uninsured/Underinsured Motorist coverage on their automobile insurance policy is not enough to cover the injuries sustained. I was in court recently and watched a young child being wheeled into the courtroom on a specialized… Read More »
UNINSURED AND UNDERINSURED MOTORIST COVERAGE IN CALIFORNIA
The State of California requires that all drivers carry minimal automobile liability insurance with bodily injury limits of $15,000.00 per person, $30,000.00 per event, and $5,000.00 in property damage. The intent behind the California requirement for these minimal liability insurance limits is to protect other drivers/victims from your negligence in the operation of a… Read More »
