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Dealing With Uninsured Motorists: Important Factors to Consider if An Uninsured Driver Has Injured You  

As a driver in the State of California, you will likely deal with hundreds of other motorists on a daily basis. The following article will cover some of the most important elements to consider if you have been injured by a driver who does not carry auto insurance or otherwise has insufficient auto insurance coverage.

The Aftermath of the Incident

Typically, if you are the victim of an auto accident, the insurance of the driver who was at-fault will pay for your property damages, your medical care and/or injuries including pain and suffering.  This, many times, comes from the driver’s insurance. The situation can quickly become complex if the at-fault driver carries a low-coverage insurance or has no insurance at all. If the injuries and damages are severe, even drivers with minimal insurance can find themselves in turmoil. If you find yourself involved in this type of scenario, we suggest seeking the advice and support of a qualified auto accident attorney. An attorney with the right experience will be able to guide you through the available legal options, represent you in communication with the involved insurance companies, and obtain for you the proper compensation for your medical bills, your loss of earnings, and your other losses, including pain and suffering. 

First Things First: Call Emergency Services

If you find yourself in an auto-accident that has caused injuries, it is always ideal to contact emergency services by dialing 9-1-1. By contacting emergency services, you will have that accident and its cause documented and you will  be treated for the injuries you and others may have sustained. It is important to note that, sometimes, auto accident victims will be in shock and/or fail to recognize that the accident has caused them injury.  It is always important to take precautions and seek medical attention immediately.

As a victim, seeking medical treatment for your injuries can be one of the best methods for protecting your rights. By seeking medical treatment, you will ensure that there is proof that you did in fact sustain injuries from the accident. It also starts a paper rail on your accident which can help your case if we need to file a claim.

File a Police Report

When you have called emergency services, it is likely that a police officer will respond to the scene; but even if no officer responds to the scene, a report is important.  Attempt to file the report personally by going into the local police station as soon as possible.

Along with your established medical record, a police report will establish the facts and series of events for your case. If you file a claim, you will have a better case if you have both a police report and medical records that  support your version of events and your injuries.

Obtain Legal Support

Every auto accident can be a traumatic experience, but the situation can quickly become more complex if the at-fault driver has insufficient auto insurance coverage or no coverage at all. If you have been injured by a negligent driver, seek the support of a qualified attorney right away.

The attorneys at Heiting and Irwin have extensive experience in the field of auto-accident cases. An auto accident claim has strict time limitations in the State of California. Speak to a qualified lawyer who has the right experience sooner than later.  Immediate action may be necessary.

James Heiting

The only past President of the State Bar of California ever elected from the Inland Empire, James Heiting handles civil litigation matters throughout California, recovering over $300 million for clients, dealing with wrongful death, serious injury, professional malpractice and transportation accidents. Also past President of Riverside’s County Bar, his firm has served the Inland Empire for over 30 years. View Attorney James Otto Heiting's Attorney Bio Here.

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